RAM’s credit expertise extends from public market senior and subordinated strategies into less liquid unlisted credit and direct lending secured exposure. Our credit process ensures that our portfolios are biased toward high quality and reliable income streams. We offer income strategies with various risk, liquidity and credit profiles:

Our Strategies

Target Return

Expected Risk

A$0B+

Assets Under Management

A$0m+

Monthly Settlement Target

0

Public RMBS transactions

>0 brokers

Australia wide including partnerships with major aggregators

Our Competitive Advantages

Experienced Team

Award winning investment management team, with lead portfolio manager benefiting from 15+ yearsʼ investment experience.

Complex & non-standardised terms of issue require specialist knowledge. The Real Asset Management (RAM) Investment team has a depth of specialist knowledge to guide our investment strategies through any unexpected volatility in credit or rates markets.

Ability to customise bespoke solutions in OTC or listed securities for wholesale clients.

Style & Performance

Strong track record with attractive risk adjusted returns in a range of market conditions due to defensive style.

We take a risk adjusted approach to portfolio construction, and for our active strategies manage the portfolio to take advantage of deviations from fair value and market mispricing or sentiment.

Advisors and clients can draw comfort from the fact our strategies exhibit a strong track record of delivering performance in line with the investment objective.

Focus on Quality

Through focusing on the quality end of the investment spectrum, we reduce portfolio volatility and minimise the probability of default or drawdown.

Our secured lending strategies have high quality underlying pools of loans, serviced by our extensive team of experienced credit professionals, ensuring a historically low levels of arrears. Wholesale investors can also draw comfort from investing alongside some of the world’s largest institutional investors in our whole loan and securitisation pools. This focus on prudence results in a more stable portfolio and reliable income stream, ensuring we deliver on our primary investment objectives.

Diversification

We focus on building well diversified portfolios to appropriately manage the asymmetric return profile of credit investing.

To ensure our portfolios deliver true to label investment outcomes for our clients, we have strict concentration risk rules across all our investment strategies.

For our active strategies we allocate across subsectors and securities as our outlook evolves.

Contact Us

Credit