Meet the team

Scott has over 24 years of experience in Global Wealth Management and Corporate Banking working for top tier global banks in Australia, London, and Hong Kong.

Prior to founding Real Asset Management, Scott was a Managing Director and Head of Banking Products International for UBS Wealth Management (“UBS WM”), leading a team of finance professionals in 17 countries. Over a 13 year career with UBS WM, Scott held various roles including the Head of Banking Products in the United Kingdom, and Head of Banking Products Asia Pacific. Prior to joining UBS WM, Scott began his finance career in corporate banking with National Australia Bank in Brisbane Australia.

Scott holds a Bachelor of Commerce from Griffith University Australia, and an Executive MBA jointly from Kellogg Business School and the Hong Kong University of Science and Technology.

William has over 26 years of experience in International Banking and Wealth Management.

Prior to joining Real Asset Management, William was a Vice President in Private Banking at Credit Suisse Hong Kong. There he maintained and developed a portfolio of high net worth clients from the Greater China region. Prior to this, William worked for National Australia Bank as Head of Migrant Banking Asia and the Canadian Imperial Bank of Commerce, where over a 16 year career based in Canada, Hong Kong and Beijing, William was responsible for the Asian Banking team and the Canadian investor immigration programs.

Williams holds a B.A., Business Management from the Central University of Iowa, USA and speaks fluent English, Cantonese and Mandarin.

Scott has over 28 years of experience in Global Wealth Management and Asset Management, working for top tier financial institutions in Australia and the United Kingdom.

Prior to joining Real Asset Management, Scott was a Managing Director and Head of Investment Products and Services for UBS Wealth Management Australia. There he oversaw the entire product offering for Australia’s premier wealth manager with $A24bn of assets under management. Scott has also held the position of National Sales Director for Macquarie Private Wealth Australia and prior to this Scott co-founded and was Managing Director of Corazon Capital, a specialist wealth and asset management business based in Jersey. Scott was also the Joint Head of Private Clients at Kleinwort Benson, after starting his financial career with Mercury Asset Management in London.

Scott holds a B.A. (Hons) degree in Business Management from the University of Leeds and is a Chartered Member of the Chartered Institute of Securities & Investment, UK.

Agnes has over 18 years of experience in Client Relations and Administration, working for leading institutions in Australia and Hong Kong.

Agnes joined Real Asset Management in 2013, in the position of Director Business Development. Agnes is a specialist in Global Investment Immigration programs including Australia’s Significant Investor Visa /188C, having advised dozens of clients on the program since its exception in 2012.

Agnes holds a B.A. degree in Hotel and Hospitality Management from University of Strathclyde. Agnes is a licensed estate agent. She is fluent in English, Cantonese and Mandarin.

Michael has over 22 years of experience in Global Wealth Management and Asset Management, working for leading financial institutions in Australia.

Prior to joining Real Asset Management, Michael was a Senior Portfolio Manager for Macquarie Bank in the Discretionary Managed Accounts business. He has over 12 years’ experience as Portfolio Manager, working as a senior member of the investment team managing in excess of $1 bn in clients discretionary funds and was directly responsible for over $440m in clients fixed interest and credit investments, as well as previous experience managing Equities and A-REITs, Strategic Asset Allocation and Tactical Asset Allocation. His previous experience within Macquarie Bank includes trading, derivatives, client advisory and money market activities. Michael’s first role with Macquarie was as a Stock Exchange operator where he developed a keen passion and knowledge of listed investments, and was a SEATS Governor for the ASX. Michael also worked at Westpac Bank as a securities officer prior to his role with Macquarie.

Michael holds degrees in Commerce and Finance from Adelaide University (B Com & B Fin), has completed a Post Graduate Diploma in Applied Finance and Investment, is a CFA Charterholder, and Fellow of the Financial Services Institute of Australia (F Fin).

Matthew has over 25 years of experience in Global Real Estate markets across real estate development, investment and funds management disciplines.

Prior to joining the Real Asset Management team as Head of Real Estate, Matthew was a Global Director and Head of Funds Management at QIC Global Real Estate, with responsibilities for Australian and United States capital transactions, wholesale funds and client mandates. As part of the leadership team at QIC Global Real Estate, Matthew oversaw all of the group’s direct and unlisted investment activities and established QIC’s offshore capabilities in the United States. During his 19 years at QIC, Matthew was part of both the development and asset management teams and capital transactions prior to leading the funds management group. Prior to joining QIC, Matthew worked for Lend Lease Development in various development roles in Australia.

Matthew holds degrees in Commerce, majoring in Finance, and Information Technology, majoring in Statistics and Applied Mathematics from Bond University, achieved through a Vice Chancellor’s scholarship.

Craig holds the position of Chief Technology Officer and has spent over 20 years building and implementing technology solutions across financial services, legal and hospitality sectors to unlock new business capabilities, drive efficiency and solve business problems.

Prior to joining Real Asset Management Group, he worked for MA Financial Group as Head of Technology across its Asset Management, Corporate Advisory and Lending divisions. He was responsible for the development and delivery of MA’s IT strategy, transformation program and technology roadmap.

Craig holds a Bachelor of Commerce degree in Business Management from the University of South Africa.

Thomas holds the position of Director, Client Advisor with Real Asset Management Australia, and is based in Sydney.

Thomas has over 17 years of experience in Wealth Management and Client Relationship Management. Prior to joining Real Asset Management, Thomas was a Wealth Management Manager for Industrial and Commercial Bank of China, Sydney. There as a senior business development manager, Thomas was responsible for private and institutional client acquisition and relationship management. Prior to this, Thomas worked for First Prudential Markets as Senior Sales Account Manager, Origin Energy as an Energy Trading Analyst, and ANZ E*TRADE Australia Securities Limited as a Senior Bi-lingual Client Services Representative.

Thomas holds a Bachelor of Science and a Bachelor of Arts from the University of New South Wales, and a Master of Environmental Engineering Management from the University of Technology, Sydney. Thomas speaks fluent English and Mandarin.

Suzanne is the HR Director for the Real Asset Management Group and is based in Melbourne.

Suzanne has worked in professional corporate services organisations for over 25 years, including Boeing and Accenture.

Suzanne has been part of the growth of Real Asset Management Group in Australia since its inception. Prior to this, Suzanne was a senior leader in HR across the Biarri group, a disruptor technology firm, for over 8 years. Suzanne holds a Bachelor of Information Technology from the University of Southern Queensland.

Stewart has 20 years’ experience as a legal and compliance professional, over 15 of those years have been spent providing Legal and Compliance advice and support to leading financial institutions in Australia and overseas.

Prior to joining Real Asset Management, Stewart was an Executive Manager, Compliance at Westpac. In that role he was responsible for compliance advice and oversight of compliance frameworks. Prior to Westpac he worked as a Senior Legal Counsel for HSBC Bank in Australia for 12 years, supporting a wide range of HSBC’s retail, wealth and private bank businesses as well as IT, digital and operations not only in Australia but also India and the UK.

Stewart holds degrees in Arts (Hons.) and Law from the University of NSW, and is admitted as a Solicitor in the Supreme Court of NSW and the Supreme Court of England and Wales.

Adam joined Real Asset Management in 2019 in the position of Director, Head of Funding and Securitisation, bringing over 8 years of debt funding experience to the role.

Prior to joining Real Asset Management, Adam was a member of the Treasury and Securitisation team at Resimac, responsible for funding Resimac’s residential mortgage portfolio. In this role Adam managed various warehouse relationships along with arranging RMBS transactions to meet the ongoing funding requirements of the business.

Adam holds a Bachelor of Business Administration (Finance) degree from Macquarie University, a Bachelor of European Business from the Ecole de Management de Normandie and a Master of Applied Economics from the University of Seville.

Natalie has over 30 years of experience in Banking and Finance industry, working for some of Australia’s leading financial institutions.

Prior to joining Real Asset Management Group, Natalie was the General Manager at Resicom Financial, where she was responsible for managing and mentoring the firm’s national team of business development managers and credit analysts and growing the introducer network within the Private Lending and Non-Bank space. Prior to that, Natalie was the COO and the Head of Distribution of Better Choice Home Loans.

Natalie is also a MFAA and FBAA accredited mentor under the More than Mentoring program which provides online study modules, hands on training sessions and workshops for new to industry brokers. Natalie is currently undertaking her MBA through Monash University. Natalie also holds a Diploma of Finance Broking n Insolvency Law (Postgraduate) Certificate in Insolvency Practice from the Queensland University of Technology and a Diploma in Finance and Mortgage Broking Management.

Jennifer has 8 years of experience in Marketing and Public Relations, working for institutions in Australia, Hong Kong and Macau.

Jennifer joined Real Asset Management Group in 2014 and currently holds the position of Director, Head of Marketing. Prior to that, Jennifer worked for Classic Magazine as an Editor. Previously, she worked for Strategic Public Relations Group, Television Broadcasts Limited (TVB) and Konami Digital Entertainment Ltd.

Jennifer holds a Master degree of Social Science in Advertising and a Bachelor of Journalism and Communication from the Chinese University of Hong Kong.

Stuart has over 20 years of experience in the Australian Financial Service industry where he has specialised in Credit Assessment and Mortgage Underwriting.

Prior to joining Real Asset Management Group, Stuart was the Head of Lending Australia and Responsible Manager for Resimac, where he was responsible for management of all aspects of Resimac’s Australian Underwriting team.

Prior to that, Stuart worked within Mortgage Credit Assessment at St George Bank and Bluestone Mortgages.

As the Head of Credit, Stuart’s responsibilities include the assessment of all mortgage applications and ensuring accurate, consistent credit decisions are made.

Stuart holds qualifications in Mortgage Finance and Mortgage Broking as well as Training and Assessment.

Mike holds the position of Director of Funds Management, responsible for funds management capabilities of RAM Real Estate’s unlisted products. Mike also takes a leading role in investment origination, analysis, and execution of real estate transactions across all sectors and products.

Prior to joining Real Asset Management Group, Mike was the Capital Transactions Manager at Elanor Investors Group, focusing on Healthcare and Office sector acquisitions. Before that, Mike was part of the Capital Transactions team at Queensland Investment Corporation (QIC). Mike has been directly involved in the transaction of circa $3.5 billion of real estate across multiple sectors.

Mike graduated from Le Hong Phong High School for the Gifted in Ho Chi Minh City, Vietnam before receiving a scholarship from the University of Queensland to study Bachelor of Economics and Master of Commerce.

Mike has also held previous teaching-related roles at University of Queensland in Economics and Finance and is currently a guest lecturer in real estate there. Mike is also working towards his CFA accreditation, being a CFA Level III candidate.

Brad holds the position of Head of Finance. Brad has over 25 years of experience in various finance roles in Australia and the United Kingdom.

Prior to joining Real Asset Management Group, he worked for Cromwell Property Group as Head of Finance. Previously, he worked for various financial services businesses including Morgans Financial Limited and Wilsons HTM, as well also working for Merrill Lynch, Credit Suisse and Cardno Limited in the listed space.

Brad is a Chartered Accountant and holds several post-graduate qualifications.

Doug has over 10 years of experience in Commercial Real Estate having previously worked for JLL (Jones Lang LaSalle) and Urbis.

Prior to joining Real Asset Management Doug worked as a Senior Executive in Capital Markets – Retail Investments at JLL with direct involvement in more than $1.75billion in real estate transactions including a number of record sales results for Queensland assets. Doug was also a Senior Consultant in the Strategic Consulting business at JLL and Consultant at property advisory firm Urbis. He specialised in development and infrastructure advisory, structured transactions and economic and financial modelling providing him with an exceptional understanding of property fundamentals, transaction structures and economic trends.

Doug holds a Bachelor of Commerce majoring in Finance and a Bachelor of Business Management majoring in Real Estate and Property Development from the University of Queensland. He is a registered real estate agent.

Sam has over 14 years of experience in Commercial Real Estate having previously worked for CBIC (City of Brisbane Investment Corporation), Vicinity Centres and Urbis.

Prior to joining Real Asset Management, Sam was Portfolio Manager for CBIC overseeing the retail portfolio and heading up the fund and investment analytics function of the business. He worked across all facets including capital transactions, development, asset management, lending, research and fund analytics. Prior to joining CBIC, Sam was a Senior Property Analyst for Vicinity Shopping Centres, the second largest retail landlord in Australia. He was responsible for delivering strategic advice to the development, leasing, capital transaction and shopping centre management teams across the 100 centre national portfolio. Sam was also previously an Associate Director for advisory firm Urbis, specialising in retail shopping centre and mixed use development strategy. Sam managed the delivery of over 200 projects across the private and public sectors.

Sam holds a Bachelor of Business Management majoring in Real Estate and Property Development from the University of Queensland.

Lang has over 20 years of experience in finance and capital markets gained in Australia and the United Kingdom.

Prior to joining Real Asset Management Group, he was Director at Equitory, a boutique Investor Relations Consultancy providing outsourced IR capability to mid-cap and high growth companies listed on London’s AIM and Main markets. Prior to that, Lang spent nine years in Investor Relations and latterly Group Finance for Sky plc, a leading media and broadband company with operations in the UK, Germany and Italy. Previously, he worked as an equity analyst writing research on UK and European telecom companies for Goldman Sachs in London. Lang began his career in Brisbane where he trained in Business Services with Ernst & Young and then moved into Forensic Accounting & Dispute Advisory with Grant Thornton.

Lang is a Chartered Accountant (CA ANZ) and a member of the Australasian Investor Relations Association. He holds a Bachelor of Commerce and a Bachelor of Laws from the University of Queensland.

Michael currently holds the position of Head of Investment Operations.

Prior to joining Real Asset Management, Michael worked within the Investment Operations team for Link Fund Solutions Pty Limited. There as a Portfolio Analyst, Michael was responsible for providing investment operations services to various fund managers.

Michael holds a Bachelor of Business from the University Of Technology, Sydney.

Prissy holds the position of Associate Director, Client Advisor with Real Asset Management Australia, based in Kuala Lumpur and oversees the South East Asian region.

Prior to joining Real Asset Management, Prissy has 14 years of banking experience where she worked with Citibank Berhad and CIMB Investment Bank Berhad; specializing in Mortgage, Wealth Management and Client Relationship Management to high net worth clients.

Prissy holds a Bachelor of Commerce from University of Sydney. Prissy speaks fluent English and Bahasa Melayu.

Yvonne holds the position of Associate Director, Lending Products with Real Asset Management. Yvonne has over 15 years of experience as an Australian tax compliance professional specialised in SMSF Superannuation Fund audits, and tax planning for SMEs and High Net Worth individuals.

Prior to joining Real Asset Management Group, Yvonne worked as a Senior Accountant at Holt Baker Pty Ltd in Melbourne, Australia. There she was responsible for all aspects of SMSF Superannuation Fund administration, audit and tax return preparation, as well as assisting clients in retirement planning, succession planning and estate management.

Yvonne holds a Bachelor of Business Accounting from Victoria University. Yvonne is also a Certified Practising Accountant (CPA), a registered Tax Agent, a registered SMSF Superannuation Fund Auditor and a Certified Xero Advisor. Yvonne speaks fluent English, Cantonese and Mandarin.

Alistair holds the position of Enterprise Architect and has over 25 years of experience delivering innovative technology solutions across financial services, retail and education sectors.

Prior to joining Real Asset Management Group, he worked as a consultant in the financial services sector including engagements with APRA and Aware Super and before that was an Associate Director with Macquarie Bank for almost 10 years.

Alistair holds a Bachelor of Science (Computing) from Macquarie University and is an AWS certified solution architect.

Ian holds the position of Senior Business Analyst with Real Asset Management. Ian has over 25 years of experience in financial services, including 18 years in the Australian non-bank lending industry.

Ian has detailed hands-on and management experience covering all aspects of mortgage origination, servicing, securitisation, payments, and digital solutions.

Prior to joining Real Asset Management Group, Ian held a range of project, product, and transformation roles at Pepper Money, GE, Wizard, Charles Schwab and most recently, Resimac.

Ian holds a Bachelor of Science (Physics) from the University of Wales (Bangor), is a long-time member of the International Institute of Business Analysis and is a certified and experienced Agile and Prince2 project manager.

Megan is an Associate Director, Lending Products for Real Asset Management.

Prior to joining Real Asset Management, Megan worked for Pureheart Capital Asia Limited in Investor Relations. Previously, she worked for AXA China Region Insurance Company Limited as a Financial Analyst. Prior to this, Megan completed internship at Shanghai PuDong Venture Capital Co. Ltd.

Megan holds a Bachelor of Science in Statistics from the University of Hong Kong. Megan speaks fluent English, Cantonese and Mandarin.

Ashley holds the position of Senior Lawyer. Ashley has over 5 years of experience in regulatory and commercial law.

Prior to joining Real Asset Management Group, she worked as a lawyer at top-tier and international law firms, Ashurst and DLA Piper. Previously, she represented clients in the banking and financial services sector in regulatory, dispute resolution and commercial litigation matters.

Ashley holds a Juris Doctor from the University of Sydney.

Kala holds the position of Financial Controller for Real Asset Management. Kala has over 10 years of experience within the accounting and finance sector, specialising in ASX listed companies within the pharmaceutical and financial services industry.

Prior to joining Real Asset Management Group, she worked for Acrux Limited as a Financial Controller. Previously, she worked for OpenMarkets Group as a Finance Manager and as a tax advisor and auditor for Nexia Melbourne.

Kala holds a Bachelor of Commerce (Accounting and Finance) with Honours from Monash University. She is also a Chartered Accountant. Kala speaks fluent English and Malay.

Stephen has over 25 years of experience in the Australian Financial Service industry where he has held specialised in roles in Mortgage Underwriting, Customer Experience and Banking Operations.

Prior to joining Real Asset Management Group, Stephen was the Senior Customer Service Operations Manager at Pepper Money, where he was responsible for management of all aspects of customer service and mortgage servicing.

Stephen has also managed Customer Experience for RAMS and held the role of Head of Credit Service at Community First Credit Union and Bluestone.

As the Manager of Business Analytics & Operations responsibilities include ensuring delivery of best-in-class customer experience and world class operations.

Stephen holds qualifications in Credit Management.

Liwen has over 7 years of experience across a range of lending activities including credit assessment, client relationship management, mortgage broker support and lending practice management.

Prior to joining Real Asset Management Group, Liwen was a Partnership Development Manager in N1 Holdings Ltd where she worked with multiple internal and external stakeholders of the business developing rapport with business to business relationships. In previous roles her in depth credit and lending knowledge allowed her to successfully navigate the detail of the credit policy and, in doing so, achieve record sales.

Liwen holds a Master of Actuarial Practice from Macquarie University, Diploma of Business Management in Central Queensland University and a Bachelor of Information Technology of Nanjing University of Aeronautics and Astronautics.

Chris holds the position of National Sales Manager. Chris has over 20 years of experience in the finance industry with a focus on lending, business development and sales management.

Prior to joining Real Asset Management Group, he worked for La Trobe Financial, where he was an executive general manager and head of origination channels. Previously, he worked for Pepper Financial Services Group as state manager and senior business development manager.

Chris holds a diploma of finance and mortgage broking.

Mikai is a specialist in portfolio and relationship management, business development and customer acquisition.

Prior to joining Real Asset Management Group, as a sales professional Mikai has achieved a highly accomplished career spanning 7 years of experience with major banks and financial institution in Australia, including ANZ and Commonwealth Bank Australia. Mikai possesses an impressive track record of demonstrable success in relationship management, sales, new business development, multi-channel sales and management of complex sales opportunities.

Mikai holds a bachelor degree of Commerce in University of Western Sydney, Advanced Diploma in Marketing & Management. Mikai speaks fluent English, Cantonese and Mandarin.

Aaron holds the position of Business Development Manager. Aaron has over eight years of experience in Credit and Financial Services.

Prior to joining Real Asset Management Group, he worked for Bluestone Mortgages as a Senior Underwriter. Previously, he worked for Klienwort Hambros Channel Islands Private Bank as a Credit Specialist then as a Credit Relationship Manager. Prior to that, Aaron worked for HSBC Channel Islands Limited as a Mortgage Support Officer.

Aaron holds a Bachelors Degree in Information Systems with Business Management and Marketing from the University of Newcastle Upon-Tyne.

Kay has over 10 years’ experience in the Finance Services industry.

Prior to joining Brighten, Kay worked for St.George Bank as a Mobile Lending Manager. Prior to that, she worked for NAB as a Home Lending Specialist. Previously, she worked for Linc at Law as a Conveyancing Paralegal, mainly responsible for Settlement. Kay is also a fully licensed conveyancer in New South Wales.

Kay holds a Master of Commerce – Double Major in Finance and Banking from the University of Sydney.

Jimmy has over 11 years’ experience in Banking and Finance.

Prior to joining Real Asset Management Group, Jimmy worked for BC Securities as a Relationship Manager working directly with consumers in their direct channel.

Jimmy started his career with Standard Chartered Bank then moved into Mortgage Broking before working for the NAB in Credit Assessment.

Jimmy has a proven track record of delivery across customer service, credit risk and assessment, and relationship management.

Jimmy holds a Master’s Degree in Science from the University of Bridgeport in the USA, as well as a Bachelor Degree in Engineering from Toyama University in Japan and a Cert IV in Mortgage Broking and Finance.

Jay holds the position of Business Development Manager. Jay has over 10 years of experience in Property and Credit Finance.

Prior to joining Real Asset Management Group, he worked for La Trobe Financial as a Platinum Partners Credit Analyst. Previously, he worked for McGrath Estate Agents as a Senior Property Associate & Auctioneer.

Wendy Goulevitch holds the position of Business Development Manager and is based in Brisbane. Wendy has over 19 years’ experience in the mortgage & finance industry.

Prior to joining Real Asset Management Group, she worked for Infinity Group Australia as a Personal Banker.
Previously, Wendy worked for Mortgage Ezy in Operations. Prior to that, she worked for Better Choice Home Loans as a Business Development Manager.
Wendy has experience in many other roles including Credit, Settlements, HR & PA to the Director.

Wendy holds a Certificate III in Business, Office Administration.

Emma has over 10 years of experience in finance industry, specialized in mortgage solution.

Prior to joining Real Asset Management Group, Emma was a Credit Analyst in St George Bank. There she was providing decision-making in the assessment of applications involving Home Loan applications & Asset finance. Prior to this, Emma worked as Bank officer at Westpac Business loan Operations. There she is responsible for deal build, disbursement, quality checking and coaching.

Emma holds a Bachelor of Science degree Major in Psychology and applied statistics from Victoria university of Wellington NZ, a Master of Accounting from Curtin university AU. Emma is holding Certificate IV in Financial Services and Mortgage Broking, she speaks fluent English and Mandarin.

Julie holds the position of Associate Director, Lending Products. Julie has over 17 years of experience in Residential Lending.

Prior to joining Real Asset Management Group, she worked for Thinktank as the Residential Head of Credit. During her time there, she was responsible for building and establishing the framework of the new Residential Department and taking settlements to over 100 million per month. Previously, she worked with both the Major Banks, and Non-Banking Lenders alike, including St George, Wizard Home Loans (GE) and UBank (NAB).

She is passionate about people and culture and has a wide breadth of experience in operations, management, credit and process excellence.

Julie holds a Bachelor of Commerce and a Bachelor of Law degree with the University of Sydney, and a Diploma of Finance and Mortgage Brokering.

Christina has over 10 years’ worth of experience in overseas investments industry, with a specialty in overseas immigration and real estate investing.

Prior to joining RAM, Christina worked as a group project manager at a large domestic immigration agency, responsible for the development, promotion and sales of overseas immigration and real estate’s investment in various countries. Has successfully supported high-net worth clients getting foreign residency and whilst providing high quality real estate investments. With such vast experience, a rich and extensive network was made in the industry. Prior to this, Christina has 5 years’ experience focus in Australian real estate and immigration, with a strong understanding of Australia’s investment policies and environment.

Christina has a Bachelor of Arts degree from the China University of Geosciences. Christina speaks fluent English and Mandarin.

Yuki holds the position of Associate, Client Advisor for Real Asset Management. Yuki has over 10 years of experience within banking and finance sector.
Prior to joining Real Asset Management Group, she worked for Ellerston Capital as a Client Relationship Manager. Previously, she worked for Industrial and Commercial Bank of China in Private Banking. Prior to that, she worked for Bank of China as a Relationship Manager.
Yuki holds a Master of Accounting from Western Sydney University and a Bachelor of Accounting from Macquarie University. She speaks fluent English and Mandarin.

Josephine holds the position of Business Development Manager and is based in Melbourne.

Josephine has over 15 years of experience in Business Development, Client Relationship & Account Management.

Prior to joining Real Asset Management Group, Josephine worked as a Senior Business Development and Client Relationship Manager for BC Invest Pty Ltd. Previously, she worked for La Trobe Financial as a Senior Account Manager & Business Development Manager. Josephine has extensive experience in managing partner, stakeholder & client relationship, and continuously repeat the success and assisted clients to achieve their goals.

Josephine holds a Master of Electronic Commerce from Deakin University and a Bachelor of Marketing from Central Queensland University. Josephine speaks fluent English, Cantonese and Mandarin.

Jalal holds the position of Investment Analyst with Real Asset Management Australia, and is based in Sydney.

Prior to joining Real Asset Management, Jalal was a Senior Portfolio Analyst within the investment operations team at Link Fund Solutions. There he was responsible for providing investment operations and administration services to various fund managers. Prior to this, Jalal worked for Orient Capital as a Shareholder Analyst, covering listed companies across Australia & New Zealand.

Jalal holds a Bachelor of Commerce from the University of New South Wales, Sydney.

Chloe holds the position of Investment Operations Analyst with Real Asset Management Australia, and is based in Sydney.

Prior to joining Real Asset Management, Chloe was a Senior Associate in Central Operations at Macquarie Bank. There she was responsible for providing different types of payments services to business banking and high net wealth clients. Previously, she completed internship at Westpac Sydney in Group Treasury covering compliance monitoring and regulatory reporting.

Chloe holds a Master degree of Applied Finance and Bachelor degree of Business from Monash University in Melbourne. Chloe speaks fluent English and Mandarin.

Jordan holds the position of Investment Operations Analyst. Jordan has over 2 years of experience in the finance sector including retail banking, brokerage services and fund administration.

Prior to joining Real Asset Management Group, he worked for Apex Group as a Share Registry Administrator. Previously, he worked for St George Bank and Interactive Brokers.

Jordan holds a Bachelor of Commerce, with majors in Finance and Banking, from the University of Sydney. He speaks fluent English and Cantonese.

Jack holds the position of Investment Operations Analyst with Real Asset Management Australia and is based in Sydney. He has over 6 years of experience in the asset management industry.

Prior to joining Real Asset Management, Jack was a Senior Associate within the middle office team at Apex Group. There he was responsible for providing performance, compliance, and investment monitoring reports for fund managers in accordance with the industry standards. Previously, Jack was a Portfolio Analyst within the investment operations team at Link Fund Solutions. There he was responsible for providing investment operations and administration services to various fund managers.

Jack holds a master’s degree of Applied Finance from University of Adelaide and a bachelor’s degree of Business from University of South Australia. Jack speaks fluent English and Mandarin.

Andrew has more than 8 years’ experience in commercial real estate, working across Capital Markets, Market Intelligence and Consultancy roles in Australia and Canada.

Prior to joining RAM, Andrew was Colliers Internationals’ Head of Market Intelligence for Western Canada. He led a team of 15 responsible for financial underwriting, research, and thought leadership in six markets including Vancouver. In two years, his team underwrote more than $1.5 billion of successful office, multi-family, retail, development and industrial transactions. Andrew was a prominent market commentator and thought leader for Colliers’ Canadian business.

Prior to this, Andrew was a Senior Analyst – Capital Markets for JLL in Brisbane. He was responsible for the financial modelling, due diligence and campaign management of more than $3 billion of institutional office transactions. Andrew was previously a consultant for JLL, specialising in development, urban renewal and infrastructure advisory.

Andrew holds a degree in Business Management majoring in Real Estate Development from the University of Queensland.

Chris holds the position of Investment Analyst with Real Asset Management Australia, based in Brisbane.

Prior to joining Real Asset Management as an Analyst, Real Estate, Chris worked as a Property Valuer at Chesterton Corporate Property Advisors. During his time at Chesterton’s Chris worked to deliver valuations and consultancy for the purpose of acquisition, disposal, mortgage security, rental assessments, and statutory valuation; with a core focus on development sites, commercial, industrial, and retail property throughout Queensland.

Chris holds a Bachelor of Property Economics and Development from the University of the Sunshine Coast. Chris is an Associate Member (CPV) of the Australian Property Institute, and a Registered Valuer under the Valuers Registration Act 1992 (QLD).

Abe holds the position of Leasing Manager. Abe has over 9 years of experience in property, of which the last 5 years has been retail leasing and management specific.

Prior to joining Real Asset Management Group, Abe worked for Haben Property Fund as a Retail Leasing Executive managing the leasing of the Queensland assets. Previously, he worked for Colliers International as a Manager of Retail Leasing where he managed the leasing for the Queensland management portfolio of over 15 assets for several clients.

Natasha is the Development Analyst at Real Asset Management Group. Working closely with the Asset Management team, Natasha is responsible for assisting with the company’s growing value-add pipeline throughout the portfolio.

Prior to joining Real Asset Management, Natasha worked within multiple sectors of the property industry having previously worked for Stockland, Colliers International and Cushman & Wakefield.

Natasha holds a Bachelor of Business Management majoring in Real Estate and Property Development from University of Queensland.

Gabi holds the position of Investment Analyst in the Real Estate Team. Gabi has over 3 years’ experience in finance and economics.

Prior to joining Real Asset Management Group, she worked for Ernst & Young as a Senior Consultant in their Infrastructure Advisory Team. Previously, she worked for Pamoja Capital as an Investment Analyst.

Gabi holds a Degree in Economics with a focus on Econometrics and Energy Economics from Princeton University.

William holds the position of Investment Analyst. William has over 3 years of experience in real estate development and investment.

Prior to joining Real Asset Management Group, he worked in London for Landsec as an Analyst. Prior to joining Landsec he worked for Barber Property Group as an Assistant Development Manager.

William holds a bachelor’s degree in Commerce and Business Management from the University of Queensland.

Lewis holds the position of Investment Analyst. Lewis has 5 years of experience in Real Estate Investment Management.

Prior to joining Real Asset Management Group, he worked for Shayher Group as an Analyst, focused on capital transactions and development. Previously, he has interned in the private equity space and worked for JLL.

Lewis holds a Bachelor’s degree in Property Economics from the Queensland University of Technology.

Syron holds the position of Associate, Office Manager Hong Kong with Real Asset Management. Syron has over 15 years of experience in Corporate Administration.

Prior to joining Real Asset Management, she worked for Asian Capital Limited as an Assistant Administration Manager. Previously, she worked for Asian Capital (Corporate Finance) Limited for 7 years. There she was responsible for office administration, accounting and company secretarial duties.

Syron holds a Bachelor degree of Financial Services from Napier University. Syron speaks fluent English, Cantonese and Mandarin.

Chloe holds the position of Executive Assistant & Office Manager in the Sydney office. Chloe has over 12 years of experience in the Tourism Industry.
Prior to joining Real Asset Management Group, she worked for a STEM Education tour provider organising Space Camps to NASA as part of the Operations Department. Previously, she worked for Tour Operators and Wholesalers specialising in group tours for Special Interest Groups and Events.
Chloe holds a Bachelor of Management in Tourism from the University of Technology, Sydney.

Sam holds the position of Assistant Marketing Manager. Sam has over 4 years of experience in Marketing and Brand Management.

Prior to joining Real Asset Management Group, he worked in various marketing roles in the FMCG space, where his latest position was a Brand Manager at L’Oreal. Previously, he has also held various roles at FulQrum, a real estate crowdfunding start-up in Auckland.

Sam holds a Bachelor of Commerce from the University of Auckland, majoring in Marketing and Economics.

Jesslyn holds the position of Fund Accountant with Real Asset Management Australia.

Prior to joining Real Asset Management, Jesslyn worked for Colonial First State with experience in Client Services, Fund Operations and Fund Accounting.

Jesslyn holds a Bachelor of Commerce – Professional Accounting from Macquarie University, Sydney. Jesslyn speaks fluent English, Mandarin, Cantonese and Bahasa Melayu.

Scott holds the position of Treasury Analyst. Scott has over 10 years of experience in Australian Financial Service industry with a focus on treasury, securitisation, and credit operations.

Prior to joining Real Asset Management Group, Scott worked for AMAL Trustees as a Trust Manager following previous roles at Pepper Money and Think Tank Group.

Scott is currently completing a Bachelor of Economics at the University of New England.

Christina holds the position of Trust Accountant. Christina has over 5 years of experience in Trust Accounting role.

Prior to joining Real Asset Management Group, she worked for Pepper Money as a Trust Accountant and Operations Officer, where she was responsible for performing bank reconciliations and mortgages settlement accounting for assigned Trust Account. Previously, she worked for ED Realty as a General Accountant. She is also a fully licensed CPA member in Australia.

Christina holds two master of degrees – Master of Finance and Master of Professional Accounting from the Australian National University. She speaks fluent English, and Mandarin.

Gabrielle is a Real Estate Fund Accountant for Real Asset Management.

Prior to joining Real Asset Management, Gabrielle worked as a finance assistant at Pointcorp Constructions.

Gabrielle holds a Bachelor of Business majoring in Accounting and Finance from Queensland University of Technology and is currently studying towards becoming a Certified Practising Accountant (CPA) in Australia.

Vicki has over 10 years of experience in finance industry, specialized in mortgage solution.

Prior to joining Real Asset Management Group, Vicki was a Credit Manager for Credit Asset Management LTD. There she was responsible for the end-to-end lending process from lodgement to settlement and making pre-credit decision. Prior to this, Vicki worked as commercial specialist for Kentucky China Trade Center, an office that represents United States Commonwealth of Kentucky in the areas of trade, investment, tourism and education. There she is responsible for market research, tradeshow marketing and office administration.

Vicki holds a Bachelor of Business Administration from Beijing Union University, a Master of International Trade from Beijing International Studies University, and Diploma of Finance and Mortgage Broking Management. Vicki is holding full MFAA membership, she speaks fluent English and Mandarin.

Peter has over 8 years’ experience in mortgage lending working for the Big 4 banks in Australia.

Before joining Real Asset Management Group, Peter was a Senior Lending Manager at Bank of Melbourne. At the same time, he also held the highest level of Delegated Risk Authority in the bank, given to a Lending Manager, allowing him to make decisions on a wide range of complex home loan applications. Prior to Bank of Melbourne, Peter spent 4 years at ANZ as a Mobile Lending Manager, connecting with clients from all across South Eastern Melbourne, while studying part-time at university. Over the years, Peter has accumulated a large network of High Net Worth Clients which contributed to his success at Bank of Melbourne achieving nearly double his target, becoming Number 1 Lending Manager in the bank. Between Real Asset Management and Bank of Melbourne, Peter also had a short stint with ANZ as a Senior Credit Assessor in their SME division, decisioning on secured and unsecured finance for businesses all across Australia. Adding an extra dimension to his knowledge on Credit Policies.

Peter’s passion is in delivering an efficient and seamless experience for the clients when they apply for a home loan. As a Credit Assessor, Peter strives to provide fast and accurate lending decisioning so our clients can have a world class experience on their home ownership journey.

Peter holds a Bachelor of Commerce degree from Monash University, majoring in Accounting and Finance. He speaks fluent English and Chinese.

Cheng has over four years’ working experience in finance industry in Australia.

Before joining Real Asset Management Group, Cheng had seven years’ working experience in Big 4 accounting firms specialised in M&A and cross-border tax planning. Clients served including GM, Lend Lease, CRCC, Morgan Stanley, Bao Steel, Fosun, etc. Cheng’s duties include: conducting domestic tax due diligence; providing tax advice in both inbound and outbound transactions, such as minimising offshore tax burden while considering the flexibility for future restructuring from tax perspectives (e.g., establishing a platform for future investment or reducing the tax cost on exit); evaluating potential corporate restructuring options and identifying the relevant tax implications; and participating in cross-border transaction consultation, working involving group structure design, coordination, etc.

Cheng holds a Master degree from University of Sydney, majoring in Professional Accounting. He speaks fluent English and Chinese.

Holly holds the position of Associate, Lending Products with Real Asset Management.

Prior to joining Real Asset Management Group, Holly worked for Ping An Bank China as a Service Officer. Previously, she completed internships at YMCA and World Financial Group in Oregon, the US.

Holly holds a Master of Applied Economic from City University of Hong Kong and a Bachelor of Finance from George Fox University. Holly speaks fluent English and Mandarin.

Eileen holds the position of Credit Assessor. Eileen has over 35 years of experience in Finance industry.

Prior to joining Real Asset Management Group, she worked for RAMS Financial Group as a Credit Manager. Previously, she worked for St George Bank as Senior Lending Manager Non-Resident Lending for 10 years, and then Credit Manager for Residential Lending.

During her time in Non-Resident Lending, she maintained own portfolio of Foreign Currency Loan customers as well as Non-Resident loans within Australia.

Eileen will be striving to obtain her Certificate IV in Finance and Mortgage Broking this year. Eileen speaks fluent English and Cantonese.

Polly holds the position of Associate, Lending Products with Real Asset Management Group. Polly has over 7 years of experience in Financial Services in Australia.

Prior to joining Real Asset Management Group, Polly worked as a Services Consultant for Bankwest in Melbourne, Australia. Prior to joining Bankwest, Polly worked for Eye Trend Pty Ltd as an Accountant Assistant.

Polly holds a Master of Professional Accounting and a Bachelor of Business from La Trobe University, Melbourne. Polly speaks fluent English, Cantonese and Mandarin.

Jeffrey has more than 8 years of experience in Banking and Finance industry.

Prior to joining Real Asset Management Group, Jeffrey was a loan writer and mortgage broker at a leading mortgage company in Australia. Prior to this, Jeffrey worked for ANZ as a settlement officer.

Jeffrey holds a Bachelor degree of Banking and Finance from Monash University and a Diploma of Conveyancing. He is also a FBAA member. Jeffrey speaks fluent English, Cantonese and Mandarin.

Logan holds the position of Associate, Lending Products. Logan has over 4 years of experience in banking industry.

Prior to joining Real Asset Management Group, he worked for NAB Business banking as Lending Associate. Previously, he worked for NAB business banking as Credit Analyst specializing in home loan and commercial loan assessment.

Logan holds a Master degree in Accounting from University of New England. Logan speaks fluent English and Mandarin.

Shaka has 8 years’ experience working within the Financial Services industry, specializing in Mortgage processing.

Prior to joining Real Asset Management Group, Shaka worked as a post settlement specialist and credit support officer in a diversified financial services and investment group. Her main role was managing the residential loan portfolio. She was responsible for end to end discharge processing as well as client servicing.

Shaka holds a Master’s Degree of Business in Finance from the University of Technology as well as a Bachelors Degree of England Art from Zhejiang A&F University in China. She speaks fluent English and Mandarin.

Yujia holds the position of Sales Support Specialist. She has over 6 years of experience in Broker Industry.

Prior to joining Real Asset Management Group, she worked for The Lending Alliance as a Broker Assistant.

Yujia holds a Bachelor of Professional Accounting from Macquarie University. She speaks fluent English and Mandarin.

Anna holds the position of Mortgage Services Officer. Anna has over 4 years of experience in financial industry.

Prior to joining Real Asset Management Group, she worked for I-Access Investors Limited as a Client Relationship Officer.

Anna holds a Bachelor of Commerce in Accountancy from the Hong Kong Baptist University. Anna speaks fluent English, Cantonese, and Mandarin.

Max holds the position of Junior Verification Officer. Max has over 2 years of experience in Laws and Finance.

Before joining Real Asset Management Group, he worked as a corporate legal counsellor for many different technology companies. He has experience in working with legal advice, IPO affairs, and financial risk analysis.

Max holds a Master’s degree from The University of Adelaide, a Master’s degree of Law from the China University of Political Science and Law, and a NAATI interpretation certificate. He speaks fluent English and Mandarin.

Karina holds the position of Associate, Lending Products. Karina has over 2 years of experience in mortgage broking.

Prior to joining Real Asset Management Group, she worked for Triangle Financial as a loan writer. Previously, she worked for Credit Dynamic.

Karina holds a Master’s Degree of Professional Accounting at University of Technology Sydney and a NAATI translation certificate.

Trudie is an Accounts Manager for Real Asset Management.

Prior to joining Real Asset Management, Trudie was the Trust Account Manager with the FAL Property Group. Previous to this, Trudie has held positions at Leda Commercial Properties and Retail First Pty Ltd.

A specialist in MRi Accounting and Lease Administration software, Trudie has extensive experience in all areas of property accounting and credit control.

Dominic is an Associate, Real Estate Finance for Real Asset Management.

Dominic holds a Bachelor of Business majoring in Accounting from Queensland University of Technology and is currently studying towards becoming a Certified Practising Accountant (CPA) in Australia.

Jolea holds the position of Marketing Associate. Jolea has over 2 year of experience in marketing administration.

Prior to joining Real Asset Management Group, she worked for ACME Group as a Marketing Administrator. Previously, she worked for TradeMax as a sales consultant.

Jolea holds a Master of Banking and Finance from Monash University. Jolea speaks fluent English and Mandarin.

Robert holds the position of Associate, Assistant Accountant.

Prior to joining Real Asset Management Group, he worked for RestorX Services as a file manager, where he was responsible for managing insurance claims.

Robert is working towards a Bachelor of Commerce majoring in Finance from Griffith University.