Overview

RAM have a range of multi-asset class portfolios with various risk profiles and investment objectives.
Clients can further customise portfolios to suit their specific investment objectives and risk profile.

Portfolios are managed by a team of experts using internal and external resources of RAM Group to deliver risk managed high quality portfolios and achieve the investment objective.

Client retains complete control of the investment program, with in built flexibility to change the portfolio structure at any time.

Convenient for client- via outsourcing investment management can enjoy life ‘travel ’or ‘work’ and not worry about the day to day management of their investment portfolio

Timely Taxation reporting, and transparent online access to see all investments, income, transactions, fees.

Safe custody with National Australia Bank (Australian Assets) and CitiGroup (Global Sub-Custodian)

Flexible, multi-asset class discretionary portfolio with full range of asset classes/investments

Fund Information

CURRENCY	AUD, HKD, SGD, USD, EUR, GBP. Multi-Currency.
DISTRIBUTIONS	Quarterly, Variable
INVESTMENT AMOUNT	Standard portfolio minimum $500,000 AUD Bespoke portfolio minimum $2,000,000 AUD

LIQUIDITY	Flexible – generally daily
INVESTMENT MANAGER	Real Asset Management Pty Ltd
PORTFOLIO ADMINISTRATOR	Mason Stevens

	1 MONTH	3 MONTH	6 MONTH	1 YEAR	2 YEAR P.A.	3 YEAR P.A.	5 YEAR P.A.	SINCE INCEPTION P.A.	SINCE INCEPTION CUMULATIVE	INCEPTION DATE
RAM BALANCED MODEL	-2.10%	-0.34%	2.11%	10.05%	-0.28%	6.18%	5.92%	6.86%	56.48%	DEC 2016
RAM GROWTH MODEL	-2.83%	-0.61%	2.47%	11.97%	-0.46%	7.71%	7.10%	8.31%	71.44%	DEC 2016
RAM HIGH GROWTH MODEL	-3.27%	-0.81%	2.54%	12.79%	-0.69%	8.23%	7.58%	8.97%	78.58%	DEC 2016

RAM BALANCED MODEL
1 MONTH	-2.10%
3 MONTH	-0.34%
6 MONTH	2.11%
1 YEAR	10.05%
2 YEAR P.A.	-0.28%
3 YEAR P.A.	6.18%
5 YEAR P.A.	5.92%
SINCE INCEPTION P.A.	6.86%
SINCE INCEPTION CUMULATIVE	56.48%
INCEPTION DATE	DEC 2016

RAM GROWTH MODEL
1 MONTH	-2.83%
3 MONTH	-0.61%
6 MONTH	2.47%
1 YEAR	11.97%
2 YEAR P.A.	-0.46%
3 YEAR P.A.	7.71%
5 YEAR P.A.	7.10%
SINCE INCEPTION P.A.	8.31%
SINCE INCEPTION CUMULATIVE	71.44%
INCEPTION DATE	DEC 2016

RAM HIGH GROWTH MODEL
1 MONTH	-3.27%
3 MONTH	-0.81%
6 MONTH	2.54%
1 YEAR	12.79%
2 YEAR P.A.	-0.69%
3 YEAR P.A.	8.23%
5 YEAR P.A.	7.58%
SINCE INCEPTION P.A.	8.97%
SINCE INCEPTION CUMULATIVE	78.58%
INCEPTION DATE	DEC 2016

Returns as of 30th September 2023

Download Fact Sheet

Australian Model Portfolio returns above are prior to all platform and investment management fees. Individual client performance may differ due to a range of factors such as differences in investment mandate size, fees, currency and investment constraints. Past Performance is not a reliable indicator of future performance. Portfolios include a combination of RAM wholesale funds, Exchange Traded Funds and funds managed by third party fund managers. It is open only to investors who are “wholesale clients” as deﬁned in section 761G or 761GA of the Corporations Act 2001 (Cth) of Australia. All investments involve the potential for a loss of capital. Prospective investors should seek separate, independent ﬁnancial and professional advice if required prior to making an investment to assess the suitability, lawfulness and risks involved. The information contained herein does not have any regard to the speciﬁc investment objectives, ﬁnancial situation or the particular needs of any person.

Investment Strategy

Active Management

RAM select a blend of actively managed funds and passively managed funds. RAM Investment Committee actively manage the Tactical Asset Allocation with the aim of minimising portfolio drawdowns and maximising long term returns.

Experienced Team

Our internal investment committee has over 70 years global investment management experience in the full range of asset classes.

Institutional Approach

RAM supplement internal resources with the use of quantitative and qualitative external research providers and well known trading banks, brokerage firms and fund managers.