Portfolio of capital securities issued by major Australian Banks, and Australian Bonds, providing clients with attractive and regular income distributions whilst providing low capital volatility.
*The strategy is also to invest in via a directly held Separately Managed Account structure.
|DIVERSIFIED FI & CREDIT STRATEGY PERFORMANCE||1 MONTH||3 MONTHS||1 YEAR||2 YEAR P.A.||3 YEAR P.A.||SINCE INCEPTION P.A. (RAM – DEC 2016)||5 YEAR P.A.||SINCE STRATEGY INCEPTION P.A. (MAY 2014)|
|BANK BILLS INDEX||0.00%||0.00%||0.11%||0.67%||1.12%||1.30%||1.40%||1.69%|
|2 YEAR P.A.||3.02%|
|3 YEAR P.A.||3.58%|
|SINCE INCEPTION P.A. (RAM – 31/12/2016)||3.49%|
|5 YEAR P.A.||4.02%|
|SINCE STRATEGY INCEPTION P.A. (31/5/2014)||3.65%|
|2 YEAR P.A.||0.61%|
|3 YEAR P.A.||0.65%|
|SINCE INCEPTION P.A. (RAM – 31/12/2016)||0.65%|
|5 YEAR P.A.||0.62%|
|SINCE STRATEGY INCEPTION P.A. (31/5/2014)||0.57%|
|2 YEAR P.A.||3.63%|
|3 YEAR P.A.||4.23%|
|SINCE INCEPTION P.A. (RAM – 31/12/2016)||4.14%|
|5 YEAR P.A.||4.63%|
|SINCE STRATEGY INCEPTION P.A. (31/5/2014)||4.22%|
|BANK BILLS INDEX|
|2 YEAR P.A.||0.67%|
|3 YEAR P.A.||1.12%|
|SINCE INCEPTION P.A. (RAM – 31/12/2016)||1.30%|
|5 YEAR P.A.||1.40%|
|SINCE STRATEGY INCEPTION P.A. (31/5/2014)||1.69%|
|2 YEAR P.A.||2.96%|
|3 YEAR P.A.||3.11%|
|SINCE INCEPTION P.A. (RAM – 31/12/2016)||2.84%|
|5 YEAR P.A.||3.23%|
|SINCE STRATEGY INCEPTION P.A. (31/5/2014)||2.54%|
For 3 years running RAM has won the IMAP (Institute of Managed Account Professionals) Award for Australian Fixed Interest managed accounts. The judging panel is comprised of independent consultants and industry executives who commended RAM on the quality of our investment offering and risk adjusted approach to portfolio construction.
Australian Fixed Interest Winner
2020 IMAP Managed Account Awards
Australian Fixed Interest Winner
2019 IMAP Managed Account Awards
Other Asset Classes Winner
2018 IMAP Managed Account Awards
We believe markets and securities trading prices can move away from intrinsic value, we aim to avoid the short term noise, focusing on long term growth.
Primary focus is the preservation of capital, with a strong focus on risk management. Investing is an exercise in taking risk, therefore a firm grasp on risk management is essential.
Disciplined investment process with experienced investment personal. Our goal is to bring institutional investment and risk management to the private client world.
We believe blending a range of security types and maturities can reduce portfolio volatility whilst achieving the strategic objective.
Our clients can understand how their wealth is being managed and be confident it will meet their expectations. All investments are directly held by the client in their own portfolio via the Discretionary Managed Account.
We focus on the expected after taxation returns clients receives, which can include a bias to imputation credits. Taxes and transaction costs can erode returns if portfolio activity is not carefully managed.
Actively Managed, Risk Adjusted (Quality and Value) bias to Portfolio construction
RAM has a portfolio bias to quality, in particular the quality of the issuers credit rating, the companies management, balance sheet and earnings, as well as the quality of the terms of issue on the specific instrument.
We compare securities within the universe on the expected after taxation internal rate of return.
We take a benchmark unaware approach to portfolio construction.
We position the portfolio in line with our medium term views. Fixed income and credit securities in particular, can be mean reverting over the medium term. Our turnover is expected to be low-moderate.