As living costs rise and life expectancy increases, investors are increasingly looking for alternative ways to generate regular income in retirement.
As people spend longer in retirement and living costs increase, expectations of life after work have changed. Investing for income takes on a whole new complexion when approaching retirement. Without a regular active income coming in – and with the cost of living the way it is – retirees need their passive investment income to do the heavy lifting and deliver a regular and reliable income that maintains their lifestyle.
So many investors are starting to look beyond the usual options – cash, stock, bonds – to alternative investment solutions for their retirement income needs. Income solutions like real estate or credit funds can potentially deliver higher returns than traditional fixed income instruments.
You can get started on your retirement income journey by reading our guide to Investing for Income in Retirement – An Alternative Approach.
- Find out all about the MILES retirement risks – and how to counter them.
- Discover how much a ‘comfortable’ retirement will cost.
- Learn how you can’t necessarily rely on negative correlation between equities and bonds to diversify your portfolio.
- See how investing for income could help protect your portfolio against sequencing risk.
- Discover six benefits alternative investments could add to your portfolio.
Download your guide to Investing for Income in Retirement – An alternative approach
Download HereTo continue the conversation, call your RAM client advisor. We’d love to chat about how to generate a regular and reliable income that will maintain your lifestyle in retirement.
