PROVIDING REGULAR INCOME THROUGH SECURED AUSTRALIAN PROPERTY CREDIT

RAM Australia Credit Fund

Overview

The RAM Australia Credit Fund (“RACF”) aims to provide investors with stable income through an investment predominantly in Australian property credit secured by registered mortgages in major cities. The fund provides investors with five different investment options with varying target returns and liquidity profiles based on the strategy’s investment objectives.

multi asset fund

Regular income paid quarterly

multi asset fund

No development finance 

multi asset fund

Target portfolio average loan to value of 65%

multi asset fund

5+ years track record and delivering 100% on investment objectives 

multi asset fund

0% losses within credit fund and 0% drawdowns in NAV across all classes

multi asset fund

Well diversified underlying mortgage portfolio with historical low arrears

FEATURED ON ADVISER VOICE

RAM Australian Credit Fund rated ‘Superior’ by SQM Research

Read More

Fund Information

CURRENCY AUD
MORTGAGE SERVICER AMAL Asset Management Pty Ltd
DISTRIBUTIONS Quarterly, Variable
INVESTMENT AMOUNT Minimum $100,000 AUD
INVESTMENT MANAGER Real Asset Management Pty Ltd
AUDITOR PKF
1 YEAR 2 YEAR P.A. 3 YEAR P.A. 5 YEAR P.A. SINCE INCEPTION P.A. SINCE INCEPTION CUMULATIVE INCEPTION DATE
FLEXI ACCOUNT (ON REQUEST) 1.62% 1.68% 1.87% 2.02% 1.99% 11.28% NOV 17
NOTICE ACCOUNT (90 DAYS’ NOTICE) 3.43% 3.49% 3.55% 3.43% 11.28% FEB 20
TERM CREDIT ACCOUNT (1 YEAR PERIOD) 5.21% 5.08% 5.08% 5.08% 4.91% 29.67% NOV 17
HIGH YIELD ACCOUNT (2 YEAR PERIOD) 5.73% 6.26% 6.58% 6.46% 27.81% MAY 19
FLEXI ACCOUNT (ON REQUEST)
1 YEAR 1.62%
2 YEAR P.A. 1.68%
3 YEAR P.A. 1.87%
5 YEAR P.A. 2.02%
SINCE INCEPTION (P.A.) 1.99%
SINCE INCEPTION CUMULATIVE 11.28%
INCEPTION DATE NOV 17
NOTICE ACCOUNT (90 DAYS’ NOTICE)
1 YEAR 3.43%
2 YEAR P.A. 3.49%
3 YEAR P.A. 3.55%
5 YEAR P.A.
SINCE INCEPTION (P.A.) 3.43%
SINCE INCEPTION CUMULATIVE 11.28%
INCEPTION DATE FEB 20
TERM CREDIT ACCOUNT (1 YEAR PERIOD)
1 YEAR 5.21%
2 YEAR P.A. 5.08%
3 YEAR P.A. 5.08%
5 YEAR P.A. 5.08%
SINCE INCEPTION (P.A.) 4.91%
SINCE INCEPTION CUMULATIVE 29.67%
INCEPTION DATE NOV 17
HIGH YIELD ACCOUNT (2 YEAR PERIOD)
1 YEAR 5.73%
2 YEAR P.A. 6.26%
3 YEAR P.A. 6.58%
5 YEAR P.A.
SINCE INCEPTION (P.A.) 6.46%
SINCE INCEPTION CUMULATIVE 27.81%
INCEPTION DATE MAY 19

Returns as at 30th April 2023.

DOWNLOAD FACT SHEET INVEST NOW

In the Media

Industry Recognition

“Our Investment Philosophy is built around keeping the investment process simple and transparent and ensuring our clients are at the centre of everything we do.”

Scott Wehl
Founder & Group CEO