Our expertise extends from public market senior and subordinated strategies into less liquid private credit and direct lending secured exposure. We offer strategies with various risk, liquidity and credit profiles providing a range of income solutions targeting yields generally between 3.5% – 5.0% in excess of the risk-free rate.
Our credit process ensures our portfolios are biased to high quality and reliable income streams, and focused on achieving the investment objective with a low probability of credit losses. Our investment management philosophy, discipline and strict portfolio construction rules always ensure appropriate diversification and risk management.
We invest across the capital structure dependant on the strategy mandate
Sovereign and municipal senior bonds
Senior and subordinated bonds and notes
The RAM Australia Credit Fund aims to provide investors with stable income through an investment predominantly in Australian property credit secured by registered mortgages in major cities, with a strategic allocation to cash deposits.
Directly held portfolio of capital securities issued by major Australian Banks, and Australian Bonds, providing clients with attractive and regular income distributions whilst providing low capital volatility.
Provide investors with an enhanced income stream through Australian secured credit
Cash, subordinated/senior debt and hybrid securities
Award winning investment management team, with lead portfolio manager benefiting from 15+ yearsʼ investment experience.
Strong track record with attractive risk adjusted returns in a range of market conditions due to defensive style.
Through focusing on the quality end of the investment spectrum, we reduce portfolio volatility and minimise the probability of default or drawdown.
We focus on building well diversified portfolios to appropriately manage the asymmetric return profile of credit investing.
For four years running, Real Asset Management (RAM) has won the IMAP (Institute of Managed Account Professionals) Award for Australian Fixed Interest managed accounts. The judging panel is comprised of independent consultants and industry executives who commended RAM on the quality of our investment offering and risk-adjusted approach to portfolio construction.
Australian Fixed Interest Finalist 2024 IMAP Managed Account Awards
Australian Fixed Interest Finalist 2023 IMAP Managed Account Awards
Australian Fixed Interest Winner 2021 IMAP Managed Account Awards
Australian Fixed Interest Winner 2020 IMAP Managed Account Awards
Australian Fixed Interest Winner 2019 IMAP Managed Account Awards
Other Asset Classes Winner
Financial Services Council Member
Responsible Investment Association Australasia Member