Overview

The RAM Australia Credit Fund USD Class aims to provide investors with an attractive USD income stream with capital stability. The fund invests in a highly diversified portfolio of fully regulated, conservative mortgages secured against high quality residential and commercial property in major cities.

Superior Interest Rate

Provides investors with a strong and stable income stream, outperforming traditional short term fixed income investments.

Consistent Returns

Focused on the preservation of capital and the payment of regular income with lower volatility and full capital FX hedge.

USD Currency

Units are priced in USD with all inflows/outflows and income payments paid in USD Currency.

Capital Stability

Strong track record with no losses, and loan arrears below that of the Australian prime home loan arrears index provided by global rating agency Standard & Poor’s.

Fund Information

CURRENCY USD – Capital Hedged into AUD
TRADING Monthly Dealing, 12 month Fixed Term
UNDERLYING ASSETS Australian Dollar Bank Deposits, Registered Mortgages and Property Backed Securities with capital hedge to USD.
DISTRIBUTIONS Quarterly
INVESTMENT AMOUNT Minimum USD $100,000
EXIT FEES Nil when held to maturity
INVESTMENT MANAGER & TRUSTEE Real Asset Management Pty Ltd
MORTGAGE SERVICER AMAL Asset Management Pty Ltd
FX HEDGE COUNTERPARTY Major Trading Banks
AUDITOR PKF

In the Media

Industry Recognition

“Our Investment Philosophy is built around keeping the investment process simple and transparent and ensuring our clients are at the centre of everything we do.”

Scott Wehl
Founder & Group CEO