The RAM Australia Credit Fund USD Class aims to provide investors with an attractive USD income stream with capital stability. The fund invests in a highly diversified portfolio of fully regulated, conservative mortgages secured against high quality residential and commercial property in major cities.
Provides investors with a strong and stable income stream, outperforming traditional short term fixed income investments.
Focused on the preservation of capital and the payment of regular income with lower volatility and full capital FX hedge.
Units are priced in USD with all inflows/outflows and income payments paid in USD Currency.
Strong track record with no losses, and loan arrears below that of the Australian prime home loan arrears index provided by global rating agency Standard & Poor’s.
|CURRENCY||USD – Capital Hedged into AUD|
|TRADING||Monthly Dealing, 12 month Fixed Term|
|UNDERLYING ASSETS||Australian Dollar Bank Deposits, Registered Mortgages and Property Backed Securities with capital hedge to USD.|
|INVESTMENT AMOUNT||Minimum USD $100,000|
|EXIT FEES||Nil when held to maturity|
|INVESTMENT MANAGER & TRUSTEE||Real Asset Management Pty Ltd|
|MORTGAGE SERVICER||AMAL Asset Management Pty Ltd|
|FX HEDGE COUNTERPARTY||Major Trading Banks|
2021 IMAP Managed
2020 IMAP Managed
2019 IMAP Managed